Resources
Tools She Actually Uses
A hand-picked collection of resources, apps, and guides to simplify your money management. Every item on this list is something we genuinely believe in.
Affiliate Disclosure: In the spirit of complete transparency, some of the links below are affiliate links. This means that if you choose to sign up or make a purchase, we may earn a commission at absolutely zero additional cost to you. We only recommend tools we have personally vetted, use, or thoroughly trust to add value to your financial life. Thank you for supporting our mission!
Interactive Savings Builder
See how small monthly contributions compound over time into actual wealth. Example below: $1,000 starting balance, $150/month, 10 years, 7% annual return.
Starting Balance
$1,000
Monthly Contribution
$150
Time Horizon
10 Years
Annual Interest Rate
7%
*Calculations assume monthly compounding. Actual performance will vary based on market fluctuations.
\xf0\x9f\x92\xb0 Budgeting & Tracking
YNAB (You Need A Budget)
A highly effective budget software based on zero-based budgeting (giving every dollar a job). Excellent for breaking the paycheck-to-paycheck cycle and planning for future expenses.
Why we love it:"It forces you to only budget the money you currently have, which eliminates artificial security and builds deep awareness."
EveryDollar
Ramsey Solutions’ zero-based budgeting app. Clean, simple, and very easy to set up. Ideal if you follow the Baby Steps roadmap and want direct, manual tracking of your spending.
Why we love it:"Perfect for beginners who want a clean drag-and-drop ledger without complex financial account synchronization."
Monarch Money
The modern replacement for Mint. A premium, ad-free platform for tracking net worth, account balances, budgets, and investments in one beautiful, collaborative dashboard.
Why we love it:"Ad-free dashboard with gorgeous charts that help you visualize your progress without clutter or upsells."
\xf0\x9f\x93\x88 Investing & Automated Savings
Betterment
A premium robo-advisor that builds a custom diversified portfolio of low-cost index funds matching your goals. Handles tax coordination, rebalancing, and auto-investing for you.
Why we love it:"Takes all the guesswork out of investing. You set your goal, set your monthly transfer, and let them handle the rest."
Acorns
Puts your spare change to work. Acorns automatically rounds up your everyday transactions to the nearest dollar and invests the difference into a conservative, diverse portfolio.
Why we love it:"Perfect if you think you have ‘no money to invest’. You’ll build a savings buffer without even noticing it."
Empower
Formerly Personal Capital. A highly advanced free tool to track your net worth, analyze hidden fee ratios in your 401(k), and run extensive retirement projections.
Why we love it:"The retirement planner tool is unmatched. It lets you simulate buying a house, retiring early, or changing income."
\xf0\x9f\x93\x9a Empowering Finance Books
Get Good with Money
Tiffany Aliche (The Budgetnista) provides a warm, step-by-step workbook guide to achieving "financial wholeness" — covering budgets, debt payoff, credit, safety nets, and estate plans.
Why we love it:"The most practical, judgment-free money book written in the last decade. It treats security as a foundation, not a race."
Women & Money
A classic personal finance book written specifically to help women address their relationship with money, control their expenses, navigate relationships, and claim financial sovereignty.
Why we love it:"Essential reading to understand the psychological barriers women face and how to claim legal and financial power."
I Will Teach You To Be Rich
Ramit Sethi’s no-BS, 6-week program to automate your finances, negotiate your bills, invest in index funds, and consciously spend on the things you love without guilt.
Why we love it:"Excellent for shifting your mindset from restriction to building a 'Rich Life' custom tailored to your values."